PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA IN HINDI

           
INTRODUCTION-JEEVAN JYOTI BIMA YOJANA


jeevan jyoti yojana
jeevan jyoti yojana
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 Iss yojana ki suruwat 28 feb 2015 ko huyi. Desh ke aarthik suraksha ko madde nazar rakhte hue PM Narendra Modi Ji ne iss yojana ki suruwat ki. Hamare desh me aadhiktam pariwar me ek hi wyakti pariwar ko palta hai. Aise me agar us wyakti par kisi bhi tarah ki wipatti aati hai tab pariwar nisahay ho jata hai. Iss karan PMJJBY ko lagu kiya gaya.

Ye  bhi jane:-
*Pradhan Mantri jan dhan yojana in hindi

*krisi sinchayi yojana in hindi



         FEATURES-JEEVAN JYOTI BIMA YOJANA





1. Yah ek prakar ki jeevan bima policy hai, jiske antargat kisi bhi karan se account holder ki mrityu hone par bima rasi milne ka prawdhan hai. Iss yojana ke antargat dharak ke pariwar jano ko 2 lakh rupayon ki sahayta milegi. Chahe mrityu durghatna ke karan ho ya swabhawik.

2. Iss yojana ke antargat dharak ko 330 rupaye prati warsh primium bharna hoga.

3. Ye yojana dharak ke naam se suru ki jayegi jisme wah apna uttaradhikari ka naam dega.

TYPES

Isse 2 prakar se kiya jaa sakta hai
(i) Iss yojana ko chalu rakhne ke liye harek saal dharak ko 1 form 1 June se pehle bharkar jama karna hoga, jiske baad primium amount khate se bank dwara le li jayegi.

(ii)  Agar dharak lambe samay me paisa jama karna chahta ho to wah 2 se 4 saal ka 'Long Time Risk Coverage' ko chun sakta hai. Iske tahat primium amount harek saal bank dwara khate se kaat liya jayega.

4. Yah yojana abhi SBI me uplabdh hai ,baad me isse LIC ke sath jod diya jayega.

TAX

Abhi yah yojana 80 c ke tahat tax free hai. Agar bima policy ke tahat 1 lakh rupaye se adhik diya ja raha hai lakin form 15 G ya form 15 H jama nahi kiya gaya hai tab kul aay se 2% TDS  kat liya jayega.


                TERMINATION (बंद )

1. 55 Saal ki aayu me ye yojana band kar di jayegi.

2. Policy renew na karwane par bhi yojana band ki ja sakti hai.

3. Primium ki amount waqt par nahi dene se bank ya bima company dwara policy band ki jaa sakti hai.

4. Agar kisi wyakti ke 2 khate hai, aur wah dono se yojana se juda huwa hai aur dono khaton se primium ki amount jama ki gayi hai tab amount aur primium par karyawahi ki jayegi.

YOGYATA APPLY KARNE KE LIYE

1. Iss yojana ka labh 18 se 50 saal tak ki aayu wala bank dharak utha sakta hai.

2. Aadhar card hona jaruri hai.

3. Swastha Praman Patra hona chahiye.

* Application form download karne ke liye niche diye gaye link par click kare


                   QUICK VIEW

* Naam                   - PM Jeevan Jyoti Bima Yojana

*Date of Issue      -       28 feb 2015

*Uddeshya           -  2 lakh ka jeevan bima dena.

*Primium Amount -  Rs. 330 harek saal

*Age limit           - 18 se  50 saal tak

*Coverage awadhi -   55 saal tak

*Tax                    -  No

AUR ADHIK JANKARI KE LIYE AAP SBI KE TOLLFREE NO PAR CALL KAR SAKTE HAIN



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