Pradhan Mantri Mudra Yojana Ke Fayde Nuksan

        
pradhan mantri mudra yojana in hindi
pradhan mantri mudra yojana in hindi


 INTRODUCTION-PM MUDRA YOJANA

Jisme yogyata hai, jo log wyapar karna chahte hain, lakin paison ki kami ki wajah se wyapar nahi kar pate, ya phir aise log jo apne karobar ko badhana chahte hain, lakin paison ki wajah se nahi badha pate hain. Aise chote-chote wyapariyon ko aarthik sahayta dena PM Mudra Yogna ka mukhya uddeshya hai. 
Yah yogna 8 April 2015 se lagu ho gayi hai.

Ye bhi jane:-
*Sukanya Samriddhi yojana in hindi

*Atal pension yojna in hindi

RULES AND REGULATIONS

PM MUDRA YOJANA initiative hai Govt. of India se yah Mudra Loan provide kiya jata hai microinterprises(छोटे उद्योगों  के लिए ), trading(व्यपार ), manufacturing(निर्माण ), aur service sector (सेवा क्षेत्र ) ke liye.

1.Iss yojana ko 3 bhogon me banta gaya hai. 

(i) Shishu rin yojana- Iske antargat 50,000 tak ka loan diya jayega.

(ii) Kishor rin yojana- Iske antargat 50,000-5 lakh tak ka loan diya jayega.
(iii) Tarun rin yojana- Iske antargat 5 lakh- 10 lakh tak ka loan diya jayega.

2. Loan ko lene ke liye aap jis jagah me rah rahe hain, waha par aap 2 saal se reh rahe hain ,tabhi aapko loan milega.

3. PMMY ke tahat aap koi bhi (financial institution defaulter) pehle se karjdaar nahi hona chahiye.

4. PMMY ke tahat aapko trading experience honi chahiye (Rural Self Employement Training Institute ) se.Agar aap trade se related loan lena chahte hai.


5. 18 saal ki aayu se upar hona chachiye iss scheme ko apply karne ke liye.

6. Yah loan Mudra Credit Card ke dwara issue kiya jayega. (jaise Rupay Card hai.)
(i)  Isse ATM use kar sakte hain.
(ii) Credit Card ki tarah use kar sakte hai.
(iii) Swipe kar sakte hain PoS me.

7. Isme koi callateral (girwi) ki jarurat nahi hai. Yah sahayak loan yojana hai.

8. Bharat Sarkar ne SC,ST,OBC ko yah loan lene ke liye swagat kiya hai, lakin iss yojana me koi reservation nahi hai aur koi bhi tarike ka chut nahi hai.

* Agar aap mudra loan application form download karna chahte hain to niche diye gaye link se kar sakte hain.
MUDRA LOAN APPLICATION FORM DOWNLOAD



MARGIN- Agar aap 50,000 tak ka loan lete hain to iske liye koi bhi margin nahi hai.


Lakin agar aap 50,000- 10 lakh tak ka loan lete hain to usme aapko 10% amount ke upar pay karna hoga.









REPAYMENT- 50,000 ke liye 5 saal tak ka waqt diya gaya hai. Interest rate harek bank ka alag-alag hai.

                   DEMERITS-PM MUDRA YOJANA

Personal karya ke liye yah loan nahi di jayegi.
Padhai ke liye yah loan nahi di jayegi.
Amir Businessman ko yah seva nahi di jayegi.
Ghar kharidna, Car, Motor kharidne ke liye yah loan nahi dijayegi.

BANK KA NAAM JO PMMY LOAN PROVIDE KARTI HAI.
*STATE BANK OF INDIA
*CORPORATION BANK
*PUNJAB NATIONAL BANK 
*ALLAHABAD BANK 
*AXIS BANK
*VIJAYA BANK

                           QUICK VIEW
*Naam- PM MudraBank Loan Yojana

*Date of issue- 8 April 2015

*Uddeshya - Chote-Chote wyapariyon ko aarthik sahayta dena.

*Sahayta- 50000 se 10 lakh tak ka loan dena.
(i) shishu- 50000 tak.
(ii)kishor- 50000- 5 lakh tak
(iii) tarun- 5 lakh- 10 lakh tak

*Yogyata- Chota Udyogpati, Wyapari, Nirmankarta, aur Seva Kshetra ke liye.

*Byaj- Harek bank ki alag-alag

*Samay Sima - 5 se 7 saal tak.


AAPKO YE JANKARI KAISI LAGI ,JARUR NICHE COMMENT PE LIKHE, AUR SAHAYTA KE LIYE QUESTION JARUR PUCHE.

Ye bhi jane:-


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